Confident Multi-Factor Authentication

Strong Security That’s Easy to Use

Consumers now have strong protection from the thousands of fraudulent attacks that occur daily, without compromising the user experience.

Confident Multi-Factor Authentication generates one-time passwords by prompting users to solve an image-based challenge on their mobile phone. Multi-Factor Authentication is a secure, out-of-band (OOB) authentication process for you and easy-to-use additional security for your users.

How it Works:

  1. The user attempts a transaction on a website, such as logging in to an online account.
  2. An SMS text message is sent to the phone number registered with the user account. Contained in the text message is a hyperlink that, when tapped, opens an image-based challenge in the web browser on the user’s mobile phone.
  3. The user follows the instructions to tap the appropriate pictures, then taps to approve or deny the requested transaction.
  4. The user’s selection is sent back to the Confident Technologies servers for verification. If the user completed the image-based challenge correctly, the web page on the PC proceeds automatically.



  • Seamlessly send SMS text messages containing secure hyperlinks to mobile phones
  • Image-based challenges are accessible via mobile phone web browsers
  • Different image and alphanumeric character pairings every instance
  • Tapping images assembles a secure, one-time password that is sent out-of-band to the Confident Technologies servers for verification, providing a secure connection keeping you and your users safe


  • Secure - Provide safe account access with powerful two-factor authentication
  • Compliant – Meet federal and industry regulations such as PCI DSS, FFIEC and HIPAA
  • Global – Leverage worldwide coverage
  • Easy to use – No enrollment, typing or downloading necessary for users
  • Cost-Effective –No hardware or applications to manage and only pay for the authentications your business uses